Is the JetBlue Plus Card worth $99/yr?
The honest math on the JetBlue Plus Card: which credits you'd actually use, what its points earn beyond a plain 2% card, and what its protections would cost to buy — against the $99 annual fee.
Barclays · $99 annual fee · earns TrueBlue points
Earning rates
- 6x JetBlue purchases (flights, JetBlue Vacations, Paisly)
- 2x Restaurants
- 2x Eligible grocery stores
- 1x Everything else
Statement credits (2)
- 5,000-Point Anniversary Bonus — 5,000 TrueBlue points deposited each year on your account anniversary.
- $100 JetBlue Vacations Credit — $100 statement credit after you purchase a JetBlue Vacations package of $100 or more, once per calendar year.
Protections and perks (13)
- First Checked Bag Free — Your first checked bag flies free for you and up to 3 companions on the same reservation on JetBlue-operated flights.
- 50% Back on Inflight Purchases — 50% back as a statement credit on eligible inflight purchases (food, drinks, Wi-Fi) on JetBlue-operated flights.
- Mosaic Status Progress on Spend — Every $1,000 spent earns a tile toward TrueBlue Mosaic status; $50,000 in a calendar year earns Mosaic outright.
- No Foreign Transaction Fees — No surcharge on purchases abroad.
- Trip Cancellation / Interruption — Reimburses non-refundable trip costs, up to the lesser of $5,000 per trip or $10,000 per 12-month period, for covered reasons (sickness/injury, severe weather, and similar).
- Trip Delay Reimbursement — Up to $300 per trip for reasonable expenses when travel is delayed more than 6 hours, limited to 2 claims per 12-month period.
- Baggage Delay Insurance — Up to $100 a day (up to 3 days) for essentials when checked baggage is delayed more than 12 hours.
- Travel Accident Insurance — Up to $250,000 in accidental death & dismemberment coverage while traveling as a passenger on a common carrier, when the fare is charged to the card.
- Secondary Rental Car Coverage — Secondary collision/theft coverage on rentals paid with the card, up to the vehicle's actual cash value (vehicles with MSRP up to $50,000) — pays after your personal auto policy, and you must decline the counter waiver.
- Extended Warranty — Doubles the manufacturer's warranty by up to one extra year on eligible warranties of 3 years (24 months) or less, up to $10,000 per claim.
- Purchase Assurance — New purchases covered against damage or theft for 90 days, up to $1,000 per claim and $50,000 per cardholder per 12-month period.
- Price Protection — Reimburses the difference if you find a lower advertised price on an identical item within 120 days of purchase, up to $250 per claim and 4 claims per 12-month period.
- Satisfaction Guarantee (Return Protection) — Refunds the purchase price, up to $500 per claim, if a store won't accept a return within 90 days — limited to 2 claims per 12-month period.
Card data verified against Barclays on 2026-08-21.
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